Demo Insurance Agency Website
11250-15 Old St. Augustine Rd.
Suite 361
Jacksonville, FL 32257
(877) 351-2600
This is a demo insurance agency website. If you are interested in this website or other insurance agency websites please contact Confluency Solutions at: (877) 351-2600 or confluencysolutions.com
Personal Insurance (Auto and Home Insurance)Expand all product descriptions.
One little policy does a lot. A homeowner policy reimburses you for damage to your home from a variety of causes. If your home is totally destroyed or you cannot use it for a period of time, your homeowner policy will also cover that. The insurance extends to your home's contents and liability for damage to property of others or injury caused to someone by you or a family member. Your policy can be personalized to include greater levels of protection for important property, home office situations, liability for boat ownership and additions and alterations to your residence.
We save new car insurance customers an average of $452
You need to protect yourself should your vehicle be damaged or stolen. Just as important, you need insurance for liability - property damage or injury to others caused by you and other household members as a result of operating a motor vehicle. Other policy features include medical payment reimbursement and reimbursement for injury caused to you by an uninsured or inadequately insured driver. There are many special situations where you may need to customize your policy; examples include installation of custom audio equipment, business use of your auto and teenage and guest drivers, to name a few.
There are a lot of discounts for which you may be eligible...homeowner insurance, etc. etc.
One policy includes protection against loss to your boat, motors, trailers and equipment and liability for property damage or physical injury to others caused by you or other boat operators.
For small boats, and particularly for boats without motors, a few simple changes to your home insurance policy may provide all the insurance coverage you need.
One little policy does a lot. A condominium insurance policy reimburses you for damage to your condo, from the walls in, and from a variety of causes. If your condo is totally destroyed or you cannot use it for a period of time, your condo owners policy will also cover that. The insurance extends to your condo's contents and liability for damage to property of others or injury caused to someone by you or a family member. Your policy can be personalized to include greater levels of protection for important property, home office situations, liability for boat ownership and additions and alterations to your residence.
Property insurance policies - for both home and business - are designed to cover a lot of perils, like fire and theft. But property insurance policies are not designed to cover potentially catastrophic events like earthquake and this coverage is specifically excluded from standard policies. Even though people in the U.S. live near fault lines, damaging seismic activity is infrequent and hard to predict. We may experience a devastating earthquake in the U.S. in our lifetimes, or we may escape earthquakes here for generations to come.
Earthquake insurance can be endorsed, or added, to a home insurance or business property insurance policy. Earthquake insurance rates vary with the type of building construction. Wooden structures, because they will flex in a mild earthquake, have lower insurance rates than brick structures.
Earthquake insurance policies usually have higher deductibles - typically 10% to 25% of the building insurance amount - and often separate deductibles will apply for the building structure, building contents, and detached structures, like bulkheads, sheds and garages.
Earthquake insurance rates will vary by location, building structure, and of course, coverage amount and deductible selection. For most of us, rates start in at a few hundred dollars a year, and when you consider that, of the six strongest earthquakes ever recorded, three have struck since 2004, a few hundred dollars a year seems like a small price to pay for peace of mind.
Motorcycles have a higher rate of fatal accidents than automobiles. United States Department of Transportation data for 2005 from the Fatality Analysis Reporting System show that for passenger cars, 18.62 fatal crashes occur per 100,000 registered vehicles. For motorcycles this figure is higher at 75.19 per 100,000 registered vehicles, four times higher than for cars. Source.
Motorcycle insurance covers most types of motorcycles including, cruisers, street sport, touring, high-performance bikes and scooters.
RV Insurance for Trailers, Winnebagos and Campers
We insure all kinds of recreational vehicles for campers and outdoor travel enthusiasts. We have the right insurance for you, no matter whether your RV be a motor home, fifth wheel trailer or just a small camper van. We can get you a comparative quote for important insurance coverage like:
- liability insurance
- physical damage coverage
- comprehensive coverage
- emergency expense
Not every insurance agency offers RV insurance or specializes enough to understand that your 'home on wheels' isn't just an oversized car with sleeping bags. Recreational vehicles aren't automobiles, and because of that, special coverage may be needed that you just can't get in a car insurance policy such as:
- coverage for permanent attachments to your RV
- insurance coverage for personal items
- hitch coverage
Let us prepare a quote for your RV'ing needs and help you explore your options. We make it easy, so you can spend more time traveling!
One little policy does a lot. A renters policy covers all most all of your personal property in your apartment, and in some cases, out of your rental unit. The insurance extends to your home's contents and liability for damage to property of others or injury caused to someone by you or a family member. Your policy can be personalized to include greater levels of protection for important property, home office situations, liability for boat ownership.
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